Oregon First-Time Buyer Specialists
Step 1 of 617%

Step 1 — Property

What type of property are you buying?

Select all that apply to your situation.

🏡
Single Family
Detached home, 1 unit
🏢
Condo / Townhome
Attached or strata unit
🏘
Multi-Family
2–4 units
🔍
Not Sure Yet
Still exploring

Step 2 — Purchase Price

What's your estimated purchase price?

Choose the range that best fits your target home.

💰
Under $300,000
💰
$300,000 – $500,000
💰
$500,000 – $750,000
💰
$750,000 – $1,000,000
💰
Over $1,000,000

Step 3 — Down Payment

How much are you planning to put down?

This affects which programs you qualify for and your monthly payment.

🏦
0% Down
VA eligible only
🏦
~3% Down
FHA / HomeReady / Home Possible
🏦
~5–10% Down
Conventional with PMI
🏦
~15% Down
Conventional, lower PMI
🏦
20%+ Down
No PMI required

Step 4 — Credit

What's your approximate credit score?

Your best estimate is fine — no credit pull happens here.

⭐
720 or above
Excellent — best available rates
⭐
680 – 719
Very good — strong options
⭐
620 – 679
Good — conventional or FHA eligible
⭐
580 – 619
Fair — FHA or VA most likely
⭐
Below 580
Let's talk — options still exist

Step 5 — Eligibility

Have you served in the U.S. military?

Veterans and active duty may qualify for VA loans with $0 down and no PMI.

🎖
Yes
Veteran, active duty, or surviving spouse
🏠
No
Civilian buyer

Step 6 — Employment

What's your employment situation?

This helps us understand how to document your income.

💼
W-2 Employee
Salaried or hourly
🧾
Self-Employed
Business owner or 1099
🌅
Retired
Pension, Social Security, or investments
📋
Other
Contract, part-time, etc.

Your Recommendation

Here's what we found for you

Best Match
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Get Your Free Loan Help

No credit pull. No obligation. I'll walk you through everything — simple and clear.

Your information is private and never sold. By submitting, you agree to be contacted about your inquiry.

You're All Set!

Your information has been received. I'll be in touch within 24 hours to go over your options in plain language — no jargon, no pressure.